Business Loan Services
Fuel your business growth with flexible financing options. From working capital to expansion, we help you find the right loan for your enterprise.
Features & Benefits
Term Loans
Fixed-term financing for planned business investments and capital expenditures.
Working Capital Loans
Maintain smooth daily operations with short-term working capital support.
Business Expansion Loans
Scale your operations, open new branches, or enter new markets.
Equipment Financing
Acquire essential machinery and equipment without depleting cash reserves.
Invoice Financing & Bill Discounting
Unlock cash tied up in unpaid invoices for immediate liquidity.
Machinery Loans
Specialized loans for purchasing industrial machinery and production equipment.
EMI Calculator
Using a business loan EMI calculator can help you estimate your monthly loan repayment amount. Plan effectively before committing.
Eligibility & Documentation
Eligibility Criteria
- Age: 21 to 65 years
- Business vintage: Min. 1 year or above
- Business location to remain same
- Credit score: 700 or above preferred
- Annual turnover as defined by Bank/NBFC
- Indian citizens only
- Must own residence, office, shop, or Godown
Required Documents
- ITR for the past 2-3 years
- Current Bank Account Statement (last 12 months)
- PAN Card photocopy
- Address Proof (Voter Card, Passport, Aadhaar)
- Business Address Proof (Telephone/Electricity Bill)
- Last FY provisional financials & future projections
- Company business profile on letterhead
- GST registration & returns (last 2 years)
Fees & Charges
| Particulars | Charges |
|---|---|
| Loan Processing Fees | 1.5% to 5% of Loan Amount |
| Loan Cancellation | Usually 0 to 5% of Loan Amount |
| Stamp Duty Charges | 60/- to 600/- |
| Legal Fees | Nil |
| Penal Charges | Nil |
| EMI / Cheque Bounce Charges | Approx 499/- to 599/- |
Other fees and charges that lenders may levy on your business loan include documentation charges, verification charges, duplicate statement charges, NOC certificate charges and swap.