Home Loan Services
A vast array of institutions offer you the best home loan rates at the most competitive rates and affordable EMIs. We help you find the perfect home financing solution.
Features & Benefits
Home Construction Loan
If you have a plot of land and lack financial support to construct a home, you may choose a house construction loan.
Home Extension Loan
Need to extend your building, add an annexe, or build another floor? Home Extension Loan finances such needs.
Home Improvement Loan
From old furniture and fixtures to faulty systems, Home Improvement Loan funds all your upgrade plans.
NRI Home Loan
Non-Resident Indians who wish to own residential property in India can leverage NRI Home Loan options.
EMI Calculator
The monthly part-payment that you make to repay your Home Loan is known as an Equated Monthly Instalment (EMI). Use our calculator to plan your finances better.
Eligibility & Documentation
Eligibility Criteria
- Age: 21 to 58 years
- Minimum income: Rs. 10,000 per month
- Minimum 2-3 years of experience in MNC or Private/Public Limited Company
- Credit score of 750 or above recommended
Required Documents
- Form 16
- Employee Identity Card
- 3 Months Salary Slip
- 6 Month Bank Account Statement
- Duration of Employment Evidence
Fees & Charges
| Particulars | Charges |
|---|---|
| Loan Processing Fees | 0.25% to 2% of Loan Amount |
| Loan Cancellation | Nill - 5% (according to Bank/NBFC) |
| Stamp Duty Charges | As per the Value of the Property and State Tax |
| Legal Fees | As per actual |
| Penal Charges | Usually 2% per month |
| EMI / Cheque Bounce Charges | Approx 500/- |
Other fees and charges that lenders may levy on your home loan include documentation charges, verification charges, duplicate statement charges, NOC certificate charges and swap.